Unicorn Credit Union offers competitive mortgage rates, expert guidance, and fast approvals to help you buy, refinance, or access your home's equity with confidence.
Whether you're a first-time buyer or refinancing an existing mortgage, we have the right solution.
Lock in a stable rate for 15, 20, or 30 years. Perfect for buyers who want predictable monthly payments and long-term stability.
Start with a lower initial rate with our ARM loans. Ideal for buyers who plan to sell or refinance within 5-7 years.
Special programs with low down payments, reduced closing costs, and expert guidance for first-time homebuyers.
Lower your rate, reduce your term, or access equity with a cash-out refinance. We make the process fast and simple.
Borrow against your home's equity at a fixed rate. Use funds for home improvements, education, or debt consolidation.
A flexible revolving credit line secured by your home. Draw funds as needed and only pay interest on what you use.
Complete a quick online form to get your estimated loan amount — no commitment required.
Submit your full application with supporting documents. Our team will guide you every step.
Our underwriting team reviews and approves your loan — typically within 3-5 business days.
Sign your documents, get your keys, and move into your new home. Congratulations!
Get pre-approved today and shop with confidence. Our mortgage experts are ready to help you every step of the way.